MICROFINANCE PAPER WRAP-UP: “The Intellecap Lighthouse – An Anthology of Ideas & Insights” on Agriculture, Healthcare, Impact Investing, Sustainability

Published by the Aavishkaar Group’s Intellecap, April 2020, 57 pages, available at https://www.intellecap.com/wp-content/uploads/2020/04/Intellecap_Lighthouse_2_booklet.pdf

This document offers perspectives relating to the agriculture, “circular apparel,” energy, financial services, gender-lens investing and healthcare sectors. For example, a section on agriculture focuses on “innovative business solutions” that can improve the productivity of women farmers. 

Regarding energy, the authors describe potential applications of blockchain technology to increasing the usage of renewable energy. The text also includes strategies for reducing barriers that micro-, small and medium-sized enterprises (MSMEs) face in seeking to access climate finance. This can be to pay for mitigation efforts relating to “renewable energy, energy efficiency, forestry and land use, sustainable urban transport, etc.” or adaptation efforts “geared towards enhancing resilience to the impact of climate variability.” 

The chapter on gender-lens investing lists qualities often lacking among women-led businesses in India, such as investment readiness and success in leveraging economies of scale. Recommendations for supporting women-led MSMEs include tailored financial offerings, capacity strengthening, simplifying business requirements and employing more female relationship managers in banks. 

On the topic of healthcare, the authors describe the potential benefits of clearer service contract terms, better use of technology in healthcare delivery and the development of public-private partnerships. This chapter also addresses the growing threat of cardiovascular disease in India and its disproportional burden on poor people. The authors recommend increased preventive healthcare, disease management and public awareness efforts. 

Additional sections of the document cover the “circular apparel,” financial services and impact investing industries.

Sources and Additional Resources

Intellecap homepage
https://www.intellecap.com

Aavishkaar Capital homepage
http://www.aavishkaarcapital.in

More MicroCapital paper summaries
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