MICROFINANCE PAPER WRAP-UP: “The Global State of Financial Inclusion and Consumer Protection 2022,” by Buddy Buruku et al, published by the World Bank Group

This update of similar reports published in 2013 and 2017 covers legal and regulatory issues related to financial inclusion and consumer protection across the world. The authors surveyed financial regulators and supervisors across 130 economies.

MICROFINANCE PAPER WRAP-UP: “Mobile Money, Interoperability and Financial Inclusion;” by Markus K Brunnermeier et al; published by National Bureau of Economic Research (NBER)

In this paper, the authors examined the effects of platform interoperability on competition and financial inclusion in Africa. In particular, they studied interoperability among mobile money operators, a mechanism that allows users to transfer money between different mobile money providers and across mobile networks.

MICROFINANCE PAPER WRAP-UP: “2023 Microfinance Index Report,” Published by 60 Decibels

This report provides insight into the experience of financial services provider (FSP) clients, including quantitative comparisons of FSPs across regions and snapshots of FSP performance in Cambodia, Ecuador, India, Indonesia and Uganda.

The authors constructed the dataset from

MICROFINANCE PAPER WRAP-UP: “Agri-SME Finance: Navigating Volatility in the Wake of the War in Ukraine;” Published by IFAD, IFC, SAFIN

The authors describe the recent turmoil in global food markets and the resulting “worst food crisis in generations.” The war in Ukraine has had a major impact on markets in Russia and Ukraine, which together previously produced a quarter of the wheat and most of the sunflower oil sold worldwide. Meanwhile, increases in

MICROFINANCE PAPER WRAP-UP: “Pacific Insurance and Climate Adaptation Programme: Gender Equality and Social Inclusion Strategy,” Published by UNCDF

The authors of this paper note that the accessibility of climate- and disaster-risk financing and insurance instruments is growing globally and especially in the Pacific Island region. This region is particularly susceptible to climate risk because of factors such as

MICROFINANCE PAPER WRAP-UP: “The Growth and Performance of Affordable Housing Finance Lenders in India;” by Nadeem Karmali, Guillermo Rodriguez Ruiz

In studying the growth of affordable housing finance corporations (AHFCs) in India, the authors review the history of the Indian housing market and related government policies. After independence in 1947, the Indian government acted as a direct provider of housing. Since then, the government migrated its role into being a “facilitator of housing.” Starting in the 1990s,

MICROFINANCE PAPER WRAP UP: “Cyber Security in Emerging Financial Markets,” Published by CGAP

This is a summary of a paper by Hildah Nduati, published by CGAP (Consultative Group to Assist the Poor), May 2018, 8 pages, available at https://www.findevgateway.org/sites/default/files/publication_files/cybersecurity_in_emerging_markets_06-30.pdf

The availability of digital financial services (DFS) has altered the way many payments are collected and processed in developing countries. Ms Nduati argues that, although DFS have helped millions of people stabilize their income and break out of their stagnant socioeconomic positions, there remain many issues outstanding