MICROCAPITAL BRIEF: Aspekt to Provide Microfinance Software to Serbian Microlender MicroFinS-DBS

Aspekt, a Macedonia-based information and communication technology company, has signed a deal to install its microfinance software for MicroFinS-DBS, a limited liability company based in Serbia that provides microloans. Aspekt’s microfinance product, Microfinance Software Solution, provides microfinance institutions with support in managing their portfolios in the areas of: individual and group loans, savings, deposits, social performance, purchases, payments, sales, collections, human resources, payroll and credit scoring. MicroFinS-DBS provides microloans for small business development and housing. Financial information is unavailable for both Aspekt and MicroFinS-DBS.

By Lena Phillips, Research Associate

About MicroFinS-DBS

Established in 2007, MicroFinS-DBS is a limited liability company based in Serbia. It is headquartered in Belgrade with 11 branch offices spanning central, south-west and northern Serbia. The mission of MicroFinS-DBS is to fight poverty by providing microloans for housing and to small-scale entrepreneurs who were traditionally unable to access credit. Financial information on MicroFinS-DBS is unavailable.

About Aspekt

Established in 1992, Aspekt is a Macedonia-based information and communication technology company. It offers four products: Aspekt Leasing Software Solution, Aspekt Insurance Software Solution, Aspekt Enterprise Management System and Aspekt Microfinance Software Solution. The firm provides services in the areas of: consulting, application development, internet and intranet software development, offshore outsourcing, web and multimedia development, and hardware and system integration. The number of clients using Aspekt software is unavailable.

Sources and Additional Resources:

Data provided to MicroCapital by Aspekt.

MicroCapital.org Article, 22 February 2013: “MICROCAPITAL BRIEF: Runa, Point Nine, Kizoo Place $2m in Equity in Microfinance Software Provider Mambu,” https://www.microcapital.org/microcapital-brief-runa-point-nine-kizoo-place-2m-in-equity-in-microfinance-software-provider-mambu/#more-22742

MicroCapital.org Article, 24 December 2012: “MICROCAPITAL BRIEF: EBRD Loans $56m to Ohridska Banka of Macedonia, Banca Intesa Beograd of Serbia for SMEs,” https://www.microcapital.org/microcapital-brief-ebrd-loans-56m-to-ohridska-banka-of-macedonia-banca-intesa-beograd-of-serbia-for-smes/#more-21814

MicroCapital.org Article, 18 April 2012: “MICROCAPITAL BRIEF: Microfinance Service Provider MicroPlanet Technologies Names Daryl Skoog as Executive Director,” https://www.microcapital.org/microcapital-brief-microfinance-service-provider-microplanet-technologies-names-daryl-skoog-as-executive-director/#more-18386

MicroCapital Universe Profile: MicroFinS-DBS, https://www.microcapital.org/microfinanceuniverse/tiki-index.php?page=MicroFinS-DBS

MicroCapital Universe Profile: Aspekt, https://www.microcapital.org/microfinanceuniverse/tiki-index.php?page=Aspekt

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