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Thursday, April 17, 2014

MICROCAPITAL BRIEF: Insurance Commission of the Philippines Promotes Alternative Dispute Resolution in Microinsurance

The Insurance Commission of the Philippines (ICP), a government agency that regulates and supervises the country’s insurance industry, has been holding seminars in various parts of the country to present its latest strategies in consumer protection for microinsurance clients. Continue Reading »

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Tuesday, April 1, 2014

MICROFINANCE PUBLICATION ROUND-UP: Government Efforts to Achieve Financial Inclusion in India; Index-based Insurance in South, Southeast Asia; Microinsurance Claims Management

“Report of the Committee on Comprehensive Financial Services for Small Businesses and Low Income Households;” published by the Reserve Bank of India (RBI); December 31, 2013; 247 pages; available at http://rbidocs.rbi.org.in/rdocs/PublicationReport/Pdfs/CFS070114RFL.pdf

This report was authored by the Committee on Comprehensive Financial Services for Small Businesses and Low Income Households, which was appointed by the Reserve Bank of India (RBI) in September 2013 to propose measures for increasing access to financial services in India. Continue Reading »

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Wednesday, March 12, 2014

MICROFINANCE PAPER WRAP-UP: “Using Subsidies for Inclusive Insurance: Lessons from Agriculture and Health;” by Ruth Vargas Hill, Gissele Gajate-Garrido, Caroline Phily, and Aparna Dalal; Published by International Labour Organization

“Using Subsidies for Inclusive Insurance: Lessons from Agriculture and Health;” by Ruth Vargas Hill, Gissele Gajate-Garrido, Caroline Phily, and Aparna Dalal; published by International Labour Organization; January 2014; 55 pages; available at http://www.microinsurancefacility.org/publications/mp29

This report was published by the Microinsurance Innovation Facility, a nonprofit research institution housed within the UN’s International Labour Organization (ILO) that promotes the development of insurance products and risk-mitigation markets in developing economies. Continue Reading »

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Tuesday, March 11, 2014

MICROFINANCE PAPER WRAP-UP: “Literature Review on the Impact of Microinsurance,” Published by Microinsurance Innovation Facility

“Literature Review on the Impact of Microinsurance,” published by the Microinsurance Innovation Facility, October 2013, 15 pages, available at http://www.microinsurancefacility.org/publications/rp35

Microinsurance is a financial instrument that provides coverage to help low-income individuals hedge against various risks. Continue Reading »

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Wednesday, February 12, 2014

MICROFINANCE PUBLICATION ROUND-UP: Microcredit Interest Rate Determinants; Mobile Phones and Microinsurance; Health Financing Through Gifts and Remittances in Kenya

“Microcredit Interest Rates and Their Determinants 2004-2011;” by Richard Rosenberg, Scott Gaul, William Ford and Olga Tomilova; published by CGAP (Consultative Group to Assist the Poor); June 2013; 32 pages; available at http://www.cgap.org/sites/default/files/Forum-Microcredit-Interest-Rates-and-Their-Determinants-June-2013_1.pdf

This study explores the factors affecting the determination of interest rates that microfinance institutions (MFIs) charge their customers by analyzing financial data reported from 2004 to 2011 by MFIs to the Microfinance Information Exchange (MIX), a US-based nonprofit data provider. Continue Reading »

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Tuesday, January 28, 2014

MICROFINANCE PUBLICATION ROUND-UP: Funding Trends for Inclusive Finance; Developments in Agricultural Microinsurance; Financial Inclusion in South Africa: Survey Results

Trends in International Funding for Financial Inclusion;” by Edlira Dashi, Estelle Lahaye and Ralitsa Rizvanolli; published by CGAP (Consultative Group to Assist the Poor); December 2013; 4 pages; available at http://www.cgap.org/sites/default/files/Brief-Trends-in-International-Funding-for-Financial-Inclusion-Dec-2013.pdf

This report explores qualitative and quantitative data reflecting trends in the public and private capitalization of financial service providers offering inclusive finance products and services. Continue Reading »

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Wednesday, January 22, 2014

MICROCAPITAL BRIEF: Airtel, Nico Insurance Zambia to Offer Mobile Insurance

Bharti Airtel (Airtel), an India-based telecommunications provider, reportedly is expanding the range of services that users in Zambia can pay for with its ‘Airtel Money’ mobile money service to include insurance. Airtel’s 1.8 million customers in the country will now be able to purchase insurance policies from Nico Insurance Zambia, an insurance provider and subsidiary of Malawi-based Nico Holdings Limited. Continue Reading »

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Tuesday, January 14, 2014

MICROFINANCE PUBLICATION ROUND-UP: From Access to Inclusion: Educating Clients; Economics of Digital Payment Systems; Financial Inclusion and Post Offices

From Access to Inclusion: Educating Clients,” published by Women’s World Banking; 2013; 32 pages, available at http://www.womensworldbanking.org/publications/access-inclusion-educating-clients/

This report addresses the use of mass media campaigns and one-to-one outreach by financial institutions to provide financial education to low-income women in order to promote increased usage of financial products. Research by Women’s World Banking (WWB) indicates that people with the most need for microfinance products, such as small business loans, savings accounts and microinsurance, often fail to use the services not because of lack of access, but rather due to inexperience with the formal financial sector. Continue Reading »

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Monday, January 6, 2014

MICROCAPITAL BRIEF: Prudential Purchases Controlling Stake in Ghana’s Express Life Insurance From LeapFrog Investments

UK-based life insurance firm Prudential plc has purchased a majority stake in Ghanaian microinsurance provider Express Life Insurance Company from LeapFrog Investments, a private equity fund based in Mauritius. Continue Reading »

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Friday, December 13, 2013

MICROFINANCE PAPER WRAP-UP: “‘Doing the Math’ – Women’s Health Microinsurance in Guatemala, Studying Aseguradora Rural’s VivoSegura Microinsurance in Quetzaltenango,” by Derek Poulton and Barbara Magnoni, Published by The MicroInsurance Centre

“Doing the Math” – Women’s Health Microinsurance in Guatemala, Studying Aseguradora Rural’s VivoSegura Microinsurance in Quetzaltenango,” by Derek Poulton and Barbara Magnoni, Published by The MicroInsurance Centre as Microinsurance Learning Knowledge Brief Number 28, October 2013, 9 pages, available at http://www.microinsurancecentre.org/milk-project/milk-docs/doc_details/1043-milk-brief-28-qdoing-the-mathq-womens-health-microinsurance-in-guatemala.html Continue Reading »

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Thursday, October 31, 2013

MICROCAPITAL BRIEF: Triple Jump Innovation Fund Attracts $22m to Promote Financial Access in Emerging Markets

Achmea, a Netherlands-based insurance provider; KCD Mikrofinanzfonds, a German microfinance fund managed by Bank Im Bistum Essen eG; and Netherlands-based nonprofit organizations Cordaid and Oxfam Novib have invested a total of USD 22 million in Triple Jump, a Netherlands-based microfinance fund manager, for its new Triple Jump Innovation Fund [1]. Continue Reading »

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Tuesday, October 29, 2013

MICROFINANCE PUBLICATION ROUND-UP: Lessons Learned from Morocco’s Microcredit Crisis; Using Microinsurance to Promote Universal Coverage; Remittances and Post-Conflict Economic Growth

“Lessons Learned from the Moroccan Crisis;” by Nadine Chehade and Alice Negre; published by CGAP (Consultative Group to Assist the Poor); 2013; 4 pages; available at http://www.cgap.org/sites/default/files/Brief-Lessons-Learned-from-the-Moroccan-Crisis-July-2013_0.pdf

This report presents the results of a study conducted by US-based NGO CGAP (Consultative Group to Assist the Poor) that explored the Moroccan microcredit downturn, focusing on outlining “lessons learned from the rise, fall, and ongoing recovery of the Moroccan microcredit sector that may be useful when adapted in other countries in similar situations.” Continue Reading »

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Thursday, October 10, 2013

MICROCAPITAL BRIEF: Airtel Kenya, MicroEnsure, Pan Africa Life Announce Launch of Mobile Life Insurance in Kenya

MicroEnsure, a UK-based microinsurance intermediary, has announced a new partnership with Airtel Kenya, a subsidiary of Indian mobile phone company Airtel, and Pan Africa Life, a Kenyan life insurance company, to launch a mobile life insurance product in Kenya [1]. Continue Reading »

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Monday, September 30, 2013

MICROCAPITAL BRIEF: Philippines-based Cebuana Lhuillier Insurance Solutions (CLIS) Launches “Microinsurance on Wheels”

Cebuana Lhuillier Insurance Solutions (CLIS), a Philippines-based insurance provider, reportedly has launched a “Microinsurance on Wheels” campaign in an effort to increase financial literacy including awareness of the benefits of microinsurance products in low-income rural areas of the Philippines. Continue Reading »

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Thursday, September 26, 2013

MICROCAPITAL BRIEF: Law Union and Rock Insurance Launches Microinsurance in Nigeria

Law Union and Rock Insurance Public Limited Company, which is based in Nigeria, reportedly has established a unit to provide microinsurance with the aim of positively impacting both the lives of individual poor people and the development of the informal sector. Continue Reading »

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Tuesday, September 24, 2013

MICROCAPITAL BRIEF: Microfinance Providers in Pakistan Report 19.4% Increase in Savings, 5.55% Increase in Microinsurance Clients in Second Quarter of 2013

Between April and June of 2013, the value of savings held by Pakistan’s microfinance providers (MFPs) reportedly increased by 19.4 percent from the previous quarter to total PKR 30 billion (USD 282 million). Continue Reading »

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Tuesday, September 3, 2013

MICROCAPITAL BRIEF: Nepalese Government Mandates Insurance Companies to Provide Microinsurance

The Nepalese government recently issued regulations mandating that insurance companies in the country offer microinsurance policies in an effort to provide access to affordable insurance for poor people. Continue Reading »

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Friday, August 30, 2013

MICROCAPITAL BRIEF: International Finance Corporation (IFC) to Invest Up To $28m in Trustco of Namibia for Higher Education, Insurance in Africa

The International Finance Corporation (IFC), a member of the US-based World Bank Group, recently announced plans to make an investment of ZAR 300 million (USD 28.8 million) in Trustco Group Holdings, a Namibia-based company specializing in microcredit and microinsurance, to increase the number of student loans in Namibia and expand microinsurance into unspecified countries in Sub-Saharan Africa [1]. Continue Reading »

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